Provider Networks

Carle Health plans offer both in-network and out-of-network coverage. Using in-network providers means lower co-pays/coinsurance, deductibles and out-of-pocket maximums.

Your home address determines which in-network providers your covered family members have access to:

Local Carle Network

If your zip code appears in the list below, you have in-network coverage with all Carle providers (including those affiliated with the Carle Health Physician Partners), FirstCarolinaCare provider network plus Health Alliance-contracted behavioral health/substance abuse providers.

Health Alliance Network

If you live in Illinois but beyond the zip codes in the chart, your in-network providers include all Carle providers and Health Alliance-contracted providers (excluding Christie Clinic and OSF) plus the FirstHealth network.

National Network

If you live outside the zip codes above and outside the state of Illinois or in Cook County Illinois, your in-network providers include those who contract with the FirstHealth national network.