Vision Plans

You have two options when it comes to caring for you and your family.


Basic Vision

Basic Vision benefits are included in both health plans and feature:

  • Vision screenings and examinations only at Carle Eye Department for prescribing glasses or for determining the refractive state of the eyes (specialty office visit copay for PPO plan or coinsurance after deductible is applied for HDHP)*

*Due to provider based billing, you will be charged a facility fee in addition to any copay and/or coinsurance.


Voluntary Vision

Voluntary Vision is offered through an EyeMed package for an additional premium. You'll receive the most from this benefit when using a PLUS provider from EyeMed's large network including:

  • Target Optical
  • LensCrafters
  • Vision Point Eye Center
  • Chittick Eyecare
  • Bloomington Eye Professionals
  • Illinois Eye Center
  • Focus on Eyes
  • Olney Eye Care

You can also purchase online from Glasses.com and Contacts Direct. For a complete list of providers near you, use the Provider Locator on eyemedvisioncare.com and choose the INSIGHT network. For LASIK providers, call (877) 5LASER6. At this time Carle Health providers aren't in network through EyeMed.

 This plan may be right for you if:

  • You or your family members need coverage for contact lens, frames or lenses.
  • You need additional coverage for diabetic vision services.
  • You use another provider outside of Carle Health.
VISION CARE SERVICES IN NETWORK TEAM MEMBER COST OUT-OF NETWORK REIMBURSEMENT
Exams (every 12 months)
Exam with dilation at PLUS Providers $0 copay Up to $40
Exam with dilation  $10 copay Up to $40
Retinal Imaging Up to $39  
Contact Lens Fit and Follow-Up Standard < age 19  $0 copay Up to $32
Contact Lens Fit and Follow Premium < age 19 $0 copay, 10% off retail price, then apply $40  Up to $32
Frames (every 12 months)
Any any available frame at PLUS Providers $0 copay; 20% off balance over $200 allowance Up to $45
Frame $0 copay; 20% off balance over  $150 allowance Up to $45
Standard plastic lenses (in lieu of contacts once every calendar year).
Single Vision  $10 copay Up to $40
Bifocal $10 copay Up to $60
Trifocal/ Lenticular $10 copay Up to $80
Progressive Lens- Standard $35 Copay Up to $60
Progressive Lens- Premium Tier I, II or III $55, $65 or $80 copay Up to $60
Progressive Lens- Premium Tier IV $225 copay Up to $60
Lens options
UV Treatment $12 copay Up to $5
Tint (Solid or Gradient) $0 copay Up to $5
Standard Plastic Scratch Coating $12 copay Up to $5
Anti-reflective Coating- Standard $45 copay Up to $5
Anti-reflective Coating- Premium Tier I, II or III $57, $68 or $100 copay Up to $5
Photochromic - Non-Glass $0 copay Up to $5
Polycarbonate- Standard $30 copay Up to $5
All other lens options 20% off retail price  
Contact Lenses
Conventional at PLUS Providers $0 copay, 15% off balance over $170 allowance Up to $90
Conventional $0 copay; 15% off balance over $120 allowance Up to $90
Disposable at PLUS Providers $0 copay, 100% of balance over $170 allowance Up to $90
Disposable $0 copay; 100% of balance over $120 allowance Up to $90
Medically Necessary $0 copay, paid in full Up to $200

Additional discounts above the plan benefits include:
- 40% off additional pairs of glasses
- 20% off any item not covered by the plan including non-prescription sunglasses
- 15% off retail price or 5% off promotional price for LASIK or PRK from US Laser Network
- Up to 66% off hearing aids, with an extended warranty and free batteries through Ampifon Hearing Health Care Network.
 

2025 Team Member Voluntary Vision Plan Premiums (Bi-Weekly, 24 pay periods)

Team Member $4.13
Family $9.79

 Other Optical Options

Carle Health Eye Department offers a 50% discount on frames and lenses, and 25% off contact lenses for employees and dependents. That includes name brands like Gucci and Kate Spade non-prescription sunglasses for 50% off. There's no limit to the number of pairs you get each year.

Payroll deduction is an available payment option for glasses, and you can use your Flex Spending Account or Health Savings Account.